Verse 1: Wal' asr
Verse 2: Innal insaana lafee khusr
Verse 3: Il-lal-lazeena aamanu wa 'amilus saali haati wa ta-wa saw bil haq-qee, wa ta-wa saw bis sabr
Verse 1: By time,
Verse 2: Indeed, mankind is in loss,
Verse 3: Except for those who have believed and done righteous deeds and advised each other to truth and advised each other to patience.
Reference: Surah Al-Asr - Chapter 103